Canadian rent-to-own program
Your path to homeownership starts here.
Live in a home you choose under a lease with an option to purchase — and use that time to get mortgage-ready. Terms depend on each agreement.
Transparent terms
Every agreement is explained in plain language.
Defined purchase option
Know your path to ownership from day one.
Time to prepare
Use the lease term to get mortgage-ready.
Why rent-to-own
A bridge between renting and owning.
Many capable Canadians aren't quite mortgage-ready — perhaps because of credit history, self-employment, recent arrival, or savings still in progress. Rent Live Own gives you a structured way to live in a home now while working toward purchasing it.
- 1Choose a home that suits your family
- 2Live in it under a lease with a purchase option
- 3Prepare your finances with guidance
- 4Exercise your option when you're approved
Who we help
Built for real-life circumstances.
Rebuilding credit
Past setbacks don't have to define your future. Use the lease period to strengthen your profile.
Self-employed
Irregular or newer income can make lenders cautious. We give you time to document it.
New to Canada
Establish your Canadian credit history while living in the home you plan to buy.
Saving a down payment
Build toward your purchase while you settle into the neighbourhood.
Eligibility is assessed individually. Participation does not guarantee future mortgage approval.
Properties
Homes in the program
New homes are being prepared
There are no published listings at the moment. Tell us what you're looking for and we'll let you know when a suitable home becomes available.
Get notifiedNext step
Talk about your path home.
A short, no-obligation conversation can tell you whether rent-to-own may suit your situation — and what to prepare if it does.