Our program
How rent-to-own works.
- 01
Apply & consult
Complete a short online application. We review your situation and talk through your goals, budget and timeline — with no obligation.
- 02
Choose your home
Select a home from our program or discuss a property you have in mind. We confirm whether it can work within the program.
- 03
Sign clear agreements
You sign a lease and a separate option-to-purchase agreement that sets out the purchase price, term and conditions in writing.
- 04
Move in & prepare
Live in the home as your own while you strengthen your credit, document income and build savings toward your purchase.
- 05
Secure your mortgage
When you're ready, work with a lender to obtain financing. Many participants start this conversation well before the term ends.
- 06
Exercise your option
Complete the purchase under the agreed terms and become the owner of the home you've already made yours.
Important to know
Honest expectations.
- Approval is individual. Program acceptance depends on your income, circumstances and the home selected.
- Mortgage approval isn't guaranteed. Rent-to-own gives you time to prepare; the final financing decision rests with your lender.
- Terms are in writing. Any deposits, credits or option fees are defined in your agreement — read it carefully.
- Get independent advice. We encourage every participant to consult their own lawyer and financial advisor.
Next step
Talk about your path home.
A short, no-obligation conversation can tell you whether rent-to-own may suit your situation — and what to prepare if it does.